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Your Home. Your Land.

The path forward.

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Your Home.
Your Land.
The way forward.

When Medicaid enters the picture, families need more than advice...

Inspired by my own family’s experience navigating care, transition, and loss, I founded this work to help Texans handle the real-world demands that come with Medicaid decisions. I focus on practical guidance and on-the-ground execution, so families can move forward with clarity instead of chaos.

I'd be honored to share my story with you.

Meet Keith
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Inspired by my own family’s experience navigating transition and loss, I founded this work to help Texans, facing the same hard decisions, keep their homes and move forward with clarity.

 

I’d be honored to share my story.

Cotton Phillips, founder of Cotton Phillips Estate & Legacy Services in Texas
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Practical guidance.

On-the-ground Execution.

Wooden Floor Texture

Practical guidance.

Attorney-reviewed documents.

01

Estate Intake & Planning

A structured intake session that clarifies your goals, reviews assets and family dynamics, and maps next steps before care decisions or crises force rushed choices.

02

Family Mediation

Guided family sessions that clarify roles and decisions around care, authority, and inheritance before confusion turns into conflict, with optional cognitive screening when appropriate.

03

Medicaid Asset Protection 

MAP is a hands-on coordination service that guides families through Medicaid preparation by organizing documents, managing timelines, and coordinating with attorneys and financial advisors.

04

Deeds & Property Beneficiary 

We help coordinate property beneficiary filings, including Lady Bird and Transfer on Death Deeds, so homes transfer cleanly and remain aligned with the broader estate plan.

05

Rapid Clawback Response

A time-sensitive coordination service that helps families organize information and respond quickly when Medicaid eligibility is questioned, estate recovery begins, or a facility issues a demand.

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Your Family Home.

When assisted care begins before assets are prepared, early coordination can help families address Medicaid eligibility and estate recovery before time runs out.
Cotton Phillips, Texas and American flag on white porch
Read our plain-English breakdown before you panic.
Cotton Phillips, Texas and American flag on white porch

Cotton Phillips is Proud to Serve
West Texas & the Panhandle

Who are services for?
Are you/they in assisted care?
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